High Fastened Deposit Charges in Singapore supply 2.45% yield – With falling T-Payments yields, is Fastened Deposit a a lot better place to park money? (July 2025)
As you could have most likely heard by now, the newest T-Payments yields fell to 1.85%.
At 1.85% abruptly T-Payments not look that enticing.
And stuck deposits begin wanting fairly enticing as soon as once more.
However – will this alteration down the highway? Will banks begin to slash their fastened deposit charges?
Couple of factors I wished to debate:
- What are the High Fastened Deposit Charges in Singapore right now (July 2025)?
- What are the options to Fastened Deposit? T-Payments a greater purchase?
- The place would I put my money right now?
High Fastened Deposit Charges in Singapore supply 2.45% yield (July 2025)
The total desk is additional beneath within the article, however I’ve summarised the very best rates of interest for the 3-, 6- 9- and 12-month tenures beneath.
You’re 2.15% for the 6 months tenure.
And a pair of.45% for the 12 months tenure.
Which very apparently – is obtainable by DBS Financial institution.
| Tenure | Finest fastened deposit rate of interest (July 2025) | Financial institution |
| 3 months | 1.95% | Financial institution of China |
| 6 months | 2.15% | DBS/POSB |
| 9 months | 2.35% | DBS/POSB Financial institution |
| 12 months | 2.45% | DBS/POSB Financial institution |
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